The notice shall further inform Borrower or the right to reinstate after acceleration and the right to assert in the foreclosure proceeding the non-existence of a default or any other defense of Borrower to acceleration and foreclosure. The notice shall specify: (a) the default (b) the action required to cure the default (c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured and (d) that failure to cure the default on or before the date specified in the notice may result in acceleration or the sums secured by this Security Instrument, foreclosure by judicial proceeding and sale or the Property. “Lender shall give notice to Borrower prior to acceleration following Borrower’s breach of any covenant or agreement in this Security Instrument …. This paragraph is also referred to as the “right to cure” notice or the “default” notice and in the standard form mortgage routinely used in Florida over the last several years, it is found at paragraph 22 of the mortgage: The provision also sets out several specific requirements for the notice, which must be substantially followed by the bank. In Florida, residential mortgages usually contain a provision requiring the bank to provide borrowers, who have fallen behind on payments, notice of the loan default and an opportunity to cure the mortgage (pay the past due amount) prior to foreclosure.
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If you prefer using a Mac to a PC, it can be difficult to find the right CAC card reader to work well with your machine. |
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